When inspiration strikes, say yes with confidence—knowing you’ll never pay a penny more than your purchase price.
Rates from 0–36% APR. For example, a $2000 purchase might cost $166.67/mo over 12 months at 0% APR, or 4 interest-free payments of $500 every 2 weeks. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Buying with Affirm is Simple
1. Fill your cart
When you’re done shopping, select Affirm at checkout. Then enter a few pieces of info for a real-time decision.
2. Choose how you pay and complete your purchase
Pick the monthly payment plan you like best, or choose to make 4 payments every 2 weeks.
3. Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Say yes with confidence
Transparent
The amount you agree to pay up front will never go up.
Simple
It only takes a moment, and checking your eligibility won’t affect your credit score
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see affirm.com/licenses.
Frequently Asked Questions
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit score?
No—checking your eligibility won’t affect your credit score.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return process with EQ3. For information on returns, review EQ3’s return policy here.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.